<County: Lancashire>
<Code: L0495>
<MS reference: London, BL Egerton 2810, Hand H>
<Text: De terminis usure>


<fol. 180va>Okure yrow crafte of okerrere
Schewis hit on mony manere
þe firste manere is qwen a mon firstys his yinge
And takys oghte fore ye fyrstynge
Throgh couenande be-fore yt men@ mas
Alle is okyr þt men so tas
Þis may be holdyn comynly okyr
Okyr wt-owten curtasy
And yt be-houys hym 3elde agaynn
Ore ellys he schalle hafe helle payne
Other manere of okure is
þt is yis bote it is les
As a mon of his wylle fre
lene syluer golde & mone
And takys oghte fore þe fyrstynge
Of curtasy wt-owten hetynge
3ete is yt okure as men@ says
Bute he yt tas js curtas
þt behoues hym stope in yo dette
Ore elles wrathe of god schalle he gete
Fore iche mon schuld fore goddes sake
To oyer firste and noghte þerfore take
þen wylle god fore yt dede
specialy graunte hym his mede
ys thride maner of okure kyde
Js yis yt is myculle here hyde
als qwen a mon 3eldys a yinge
yt his frendes wan here in okurrynge
And yai be passed oute of yis lyue
Be ht fader moder ore wyfe
he schuld note halde ht in store
Bote he wolde make a sethe be-fore
yt is to say if he wete
How his frendes hade wonnen hite
Ande if he do he is gylty
Als he yt dyde fyrste ye foly
<ill></ill> fu[the] maner is chareande
<ill></ill> yis to vnderstonde
<ill></ill> a mon a seruande hase
<ill></ill> to his vse tas
<ill></ill> he yerof payed hym halde
<ill></ill> he may be maister okurrer calde
<ill></ill> fyfte maner of okure is yis
<ill></ill> mys
<fol. 180vb>Alse quenn a mon okure lene[e]s
yt syluer yt is oþer mennes
þt in kepynge hase to safe
wt þt yus wylle he okure hafe
Ore if he be borw in priuete
Fore okure syluer ore mone
To lene to oyer and to hafe
More okure yen he yerfore gafe
he yt is disciple of okurrere
yt maner schall he by fulle dere
Bote he yerfore amendes make
Ere ye dethe hym hethen take
ye sexte is yis quen a mon sellys
Corne ore beste ore oght elles
And fyrstes ht to a certayn day
And sellys ys derrer for fyrst of pay
Jn <ill><ca 1 word></ill> if he so wele <line on crease, difficult to read>
he schulde a-low ht ilke a dele
yt he hase more J vnderstonde<?>
þen he wold fyrste take in honde
Ande bote he do he mon be schente
Wenn he of yis word is wente
ye seuend maner of okure soghte
Js y<?>s yt sume men chargen no3te
yt <ill><1 word></ill> a mon selles a yinge nomly
To hym þt nede hase ht to by
Fore he sees wele & cone wete
yt he þt byes may note tary ht
Then selles he ht fore dowbyl prise
he tas ouermykel on yt wise
No more he schuld take of hym yan
yen ht were worthy to a-noyer man
fore yt he tase more
yen ye worthe hym schalle rew sa<ill><rest of word></ill>
Fore on þt wise dose he noghte
Ase he wold to hym were wro3te
þerfore schalle he a-resued be
<ill><1 word></ill> he <ill><1 word></ill> agaynn charite
<ill><1 word></ill> aghted maner of þis is to dred<ill><rest of word></ill>
wenn a mon sees a-noyer mon hafe a <ill><1 word></ill>
To selle corne catelle ore fee
Be-fore ye tyme þt felle to be
<fol. 181ra>þen byes he ht fore a lytulle prise
To his awantage on yis wise
So yt he make be-fore ye pay
Ande ye corne a-byde to a day
Fore he hase no doute yt ne yo corne schalle be
More worthe ate ye day yen firste gafe he
So may ye corne be solde and boghte
yt ye buere schalle hafe fore noghte
Fore ate ye day may falle so
yt ye corne is worthe syche tow
yere-fore he schulde quenn he ht tas
pay hym more alse ye corne yen gas
And if he rewarde hym wt no more
yen tas he okure ase J sayde ore
ye neghed maner of okure J fynde
yt is quene a monn fore a vauntage
lenes syluer fore rente in morgage
And ye profete of ye rente
Ouer ye syluer yt is lente
Of alle ye tyme to ye day
þt is sete to make ye pay
Bote he ye profete to prise sete
And a-low ht in yo dette
his saule schalle be in grete daunchere
Als he þt is an okurrere
ye tente maner of okure may be
Jn yis case yt may menn ofte se
Ase quenn a mon wt-haldes fore ay
a wede yt layde is to a day
fore he hase note ye pay of ye dette
sconly<?> ate ye day yt is sete
Alle if ye couenand suche ware
3ete if þe wedde were worthy mare
yan ye dette a-mounte mighte
hym by-houyd 3ylde agaynn þrogh ryghte
Ore elles he schale hafe an hard fyte
Qwene he schalle out of yis world flytte
Ore if a mon ye wed it layde
were ay tylle ye dette be payed
Jf ht be payrede ase J traw
Jn ye pay hym be-houes a-low
And stop als mycull and no lesse
Als ye wed yen apayred is
And bote he do J warne hym wele
he mone þerfore hard payne felle
<fol. 181rb>ye ellend maner fynde J-now
þt is þis J dar a-vow
Quen a mon tase tylle a marchand
Syluer or gold be yis couenande
þt he hafe half yt wynnyng is
And his awne syluer neuer-ye-les
Jf he take half wynnyng fre
wt-outen oker may þt not be
fore he wille hafe half wynnynge
And no3t a-low if yer be tynynge
Bote if he make first sych couand
yt he to perell of lose wyl stond
And a-low ase falles costage
yen may he take half a vauntage
lefully as couennand wylle
wt-outen okure & þt is skylle
Ande ye same maner in catel-lys
yt to halfe is lettyd on yis wise
Qne a mon letis catell or fe
To half in suche a couennand be
yt he half ye vauntage hafe
yt yer-of comys and his owne safe
so if þt catelle be loste
he wille hafe holy þt ht coste
<ill><3-4 words></ill> no costage <line on crease>
þt hald J okure al his auauntage
þe xij maner of okur is Jlle
þt is þis yt sume men vse wylle
Als quen a mon wille firste or lene
Syluer ore corne to symple men
Ore oyer yinge þt my3t yaim a-vaile
yen puttes he þaim to trauayle
Jn his werkes þt he wold were <ill><1 word></ill>
And elles wille he first yaim no3te
Ore if yai may note ye dett pay
Als yai are halden ate ye day
yen mase he wt yaim couande
To wirke his werkes wt fote & hond
fore þt dete þt þai hym owe
And yer-to byndes hom wt ye law
he wylle fore Jlk peny of dett
Yre pe<ill><ca 2 chars></ill> worth of <ill><rest of line></ill>
þis is a synfulle bargayn
yerfore hem schalle <ill><rest of line></ill>
Now haf J scheud <ill><rest of line></ill>
þe cawsis in qu<ill><rest of line></ill>